A standard roof inspection is a 10-minute visual walk-around following NACHI Standards of Practice: what most home inspectors do. A forensic roof inspection is a 60-90 minute on-roof audit by a HAAG Master Certified inspector applying the PCC Method to every finding, ASTM-aligned thermal imaging, and producing adjuster-grade documentation. JDH does forensic, for free, for Maryland and Virginia homeowners.
Standard vs Forensic: How They Actually Differ
Both are called "roof inspections." They're not the same thing. Here's what each actually covers.
Standard Roof Inspection
The visual walk-around most home inspectors perform under NACHI Standards of Practice. Designed to identify visible damage and produce a price estimate. Useful when the problem is obvious and the cause is known.
- 10-15 minutes on-site
- Ground level or eaves access (SOP allowance)
- Visible shingle/flashing/gutter check
- Generic written report
- Recommendation: repair or replace
Forensic Roof Inspection
A documented diagnostic by a HAAG Master Certified inspector. Determines why the roof is failing, not just what. Required when the cause needs validation (insurance, real-estate, chronic issue). See the full standards methodology.
- 60-90 minutes on-site
- Physical walk of every accessible roof plane
- PCC Method applied to every finding
- FLIR thermal imaging (ASTM C1153-10 aligned)
- GoPro narrated video + structured report
- Adjuster-grade documentation
- Recommendation: repair, replace, or no action
Standard vs Forensic: Direct Comparison
10 dimensions, side by side. The differences compound: a missed finding becomes a missed insurance claim becomes a re-roof you didn't need to pay for.
Four Things Standard Inspections Routinely Miss
From 1,460+ JDH inspection records: these are the failure modes that don't show up in a 10-minute visual walk-around but are caught reliably in a forensic audit.
Siding interface failures
Water entry at the roof-to-siding transition is the #1 leak source we find in Maryland and Virginia homes. From the ground it looks fine. On the roof, you can see the flashing kick-out missing entirely.
Step flashing seal degradation
Chimney and dormer step flashing fails at the sealant joint long before the metal corrodes. A standard inspection can't test sealant flexibility from the ground. We lift each piece by hand during Phase 3.
Ventilation imbalance
Intake-to-exhaust ratio is the silent killer of asphalt roofs. Imbalanced systems shorten roof life by 5-10 years. NACHI SOP doesn't require ventilation math; HAAG Master Level does.
Attic moisture intrusion
FLIR thermal scanning (ASTM C1153-10 aligned) detects trapped moisture under shingles invisible to the eye. A standard inspection at ground level can't see this until it shows up as a ceiling stain inside.
The PCC Method as Evidence Standard
Every finding on a JDH forensic report carries three components: Problem (what's actually happening, photographed), Cause (why it failed), and Consequence (what happens if you do nothing). Standard inspections deliver Problem only. PCC is what turns "there's a crack" into adjuster-grade evidence.
For thermal documentation, JDH's FLIR scanning follows ASTM C1153-10 methodology (Standard Practice for Location of Wet Insulation in Roofing Systems Using Infrared Imaging). That's the industry standard for thermal evidence in insurance claims and forensic reports.
The PCC framework is the methodology Jim authored and trains the team on. See the full step-by-step at the 7-phase process page.
Forensic Inspections Cost Less Long-Term
Industry standard is $193 for a 10-minute look. JDH's 60-90 minute forensic audit is free. Here's how the math actually works.
JDH's forensic inspection is free because we apply the 35% Rule: if a documented repair costs less than 35% of replacement and solves the problem long-term, we recommend the repair. About 1 in 4 of our inspections result in no recommended work at all. The inspection IS the sales conversation, so there's no separate fee.
Compare that to standard-inspection economics: pay $193 for a visual walk-around, then pay again for whoever does the actual work, who may or may not have inspected what they're now installing.
For third parties who need a standalone roof certification letter without being the homeowner (real-estate agents, brokers, banks, prospective buyers), JDH charges $250 for the document. Homeowners always get the inspection and report free.
Jim Dodson
Owner · JDH Remodeling
Jim authored JDH's forensic methodology described on this page and holds HAAG Certified Inspector: Master Level (#992109047) credentials since 2021. 21 years in the trade. Day-to-day, Inspector Manager Brian McClees leads the field team applying the methodology across Maryland and Northern Virginia with reports used by insurance adjusters, real-estate agents, and lenders.
When to Get Each Type
Standard inspections work for routine maintenance checks where the answer is already obvious. Forensic inspections are what you want for any high-stakes situation: insurance, transactions, repeat problems.
Use a Standard Inspection
- Routine annual check, no concerns
- Roof is <10 years old, no visible issues
- The cause of the problem is already obvious
- You just want a "yes it's fine" attestation for peace of mind
Use a Forensic Inspection
- Filing or appealing an insurance claim
- Selling or buying a home (lender wants attestation)
- You've had repeat leaks that "fixes" don't solve
- Recent storm event (hail, wind, tree impact)
- Roof is 15+ years old (life-remaining estimate)
- Considering replacement and want a second opinion
- You suspect installer error or warranty fraud
Forensic vs Standard FAQ
What's the actual difference between a forensic and a standard roof inspection?+
A standard inspection identifies what's visibly wrong and produces a price estimate. A forensic inspection determines why the roof is failing, applies the PCC Method (Problem, Cause, Consequence) to every finding, includes ASTM-aligned thermal imaging, and produces adjuster-grade documentation. Standard takes 10-15 minutes; forensic takes 60-90 minutes.
Do all roofers perform forensic inspections?+
No. Forensic inspections require HAAG Certified Inspector credentialing, which fewer than 5% of US roofing contractors hold. The Master Level tier — what Jim Dodson holds at JDH (cert #992109047) — is the highest. Most roofers offer "inspections" that meet only the NACHI Standards of Practice baseline.
Why don't standard inspections catch all problems?+
Because the NACHI Standards of Practice scope is intentionally limited to visible exterior components. It doesn't require physical roof walking, attic moisture measurement, thermal imaging, or cause-of-loss analysis. Standard inspections are designed to catch the obvious; forensic inspections are designed to catch what's invisible from the ground.
Does a forensic inspection always lead to roof replacement?+
No. About 1 in 4 JDH forensic inspections result in zero recommended work because the forensic data doesn't support intervention. Another segment results in a targeted repair instead of a full replacement via the 35% Rule. JDH is salaried, not commission-based, so there's no incentive to push replacement when repair is the right answer.
How long does a forensic roof inspection take?+
Plan for 60-90 minutes on-site. The on-roof phase is typically 30-45 minutes; the rest is property review, attic verification, documentation, and the live driveway review. The written report is emailed before the inspector leaves your property. See the full 7-phase walkthrough.
Why do forensic inspections include video documentation?+
Photos document static conditions; video documents the inspection methodology itself. GoPro narrated video lets the homeowner verify the inspector actually walked the roof, what they looked at, and the reasoning behind each finding. It's also what makes the report defensible to a third-party reviewer (insurance adjuster, structural engineer, second-opinion contractor).
Are forensic inspections useful for insurance decisions?+
Yes, that's the primary use case. Insurance adjusters use the HAAG forensic methodology themselves, so a report written by a HAAG Master Certified inspector speaks the adjuster's documentation language directly. For storm-related losses, JDH also meets your adjuster on the roof. See the full insurance claims process.
Is a forensic inspection more expensive than a standard one?+
Industry-wide, yes — forensic inspections are typically $400-$800 vs $125-$376 for a standard. JDH is the exception: forensic inspections are free for homeowners because we're a roofing contractor, not a standalone inspection service. The inspection is the conversation that determines whether work is needed. Standalone certification letters for third-party requesters (lenders, agents, brokers) cost $250.
Who performs JDH forensic inspections?+
JDH's inspection team is led by Inspector Manager Brian McClees. The forensic methodology was authored by owner Jim Dodson, who holds HAAG Certified Inspector: Master Level credentials (#992109047). The field team consists of four Design Specialists trained on the 7-phase protocol, each with 5-15 years of trade experience.
How do I schedule a forensic roof inspection in Maryland or Virginia?+
Use the form at the bottom of this page or visit the free inspection scheduling page. JDH responds same-day during business hours and typically schedules inspections within 24-72 hours. We cover 9 counties across Maryland and Northern Virginia. See the service area map.
Sources & References
- 1.NACHI / InterNACHIStandards of Practice for Home InspectorsIndustry baseline document defining minimum scope for a "standard" roof inspection.Verify →
- 2.HAAG Education Inc.HAAG Certified Inspector program (Master Level)Industry-standard forensic credentialing. JDH owner Jim Dodson holds cert #992109047 since 2021.Verify →
- 3.ASTM InternationalASTM C1153-10 · Infrared imaging for wet insulation detectionStandard methodology for FLIR thermal scanning in roofing systems. JDH's thermal protocol aligns with this standard.Verify →
- 4.National Roofing Contractors Association (NRCA)NRCA Roofing Manual · installation standards referenceJDH is an NRCA member. Installation standards inform forensic assessment of "was this installed correctly?"Verify →
- 5.
- 6.Virginia DPORJDH VA Class A Contractor #2705192986Virginia Department of Professional and Occupational Regulation.Verify →
- 7.JDH Remodeling Job RecordsInternal forensic inspection data 2019-2026All statistics on this page (1,460+ inspections, 35% Rule, 1-in-4 no-action rate) derive from verified JDH project records.
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Photo and video report emailed before we leave. HAAG Master Level methodology, ASTM-aligned thermal imaging, adjuster-compatible documentation. Free for Maryland and Virginia homeowners.
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